Rocket Money vs Copilot Money: which money app fits you?

Rocket Money and Copilot Money are both popular, well-reviewed money apps, and they suit different people. Tap what sounds like you and the picker shows which fits best. We also include a third option, MoneyShield, which our studio makes, so you can see it next to both.

What sounds like you? Tap all that apply

Pick at least two.

Rocket Money0

Copilot Money0

MoneyShield0

Rocket Money vs Copilot Money vs MoneyShield at a glance

	Rocket Money	Copilot Money	MoneyShield
Core idea	Links to your bank and card accounts and reads transactions	All-in-one budgeting, spending, investments and net worth	You add what you pay for; nothing is connected
Account, ads, privacy	Yes, you sign up and link accounts	See its listing	No account, no login
Price to start	Free download, paid Premium tiers	Free download, paid subscription	Free plan forever, optional Plus with a 7-day trial
App Store ratings	4.5 from about 406,000 ratings	4.8 from about 31,000 ratings	New, not many ratings yet

Facts from each app's App Store listing, November 2026. MoneyShield is made by Honest Little Apps, the studio behind this page.

Who each one is for

Choose Rocket Money if…You want an all-in-one money app and you're comfortable linking accounts, and it's a well-reviewed, established choice.

Choose Copilot Money if…You want a full, beautifully designed money app across your devices, and it's an Apple Editors' Choice.

Or try MoneyShield if…You want a clear list of what you pay for and a nudge to decide, without linking a bank or creating an account.

Want more detail? See Rocket Money compared in depth, or browse all honest comparisons.

MoneyShield: Sub Tracker

MoneyShield: Sub Tracker helps you decide which subscriptions to keep, which to cancel first and when renewals are coming. No account, no login, no bank connection and no email scanning: everything stays on your iPhone. Free plan, with an optional upgrade.

Free on the App Store

Questions

Which is better, Rocket Money or Copilot Money?

Rocket Money is known for subscriptions and bill negotiation. Copilot Money is a beautifully designed all-in-one budget and investment app. Pick by whether you want help cutting bills or a full budget.

Is MoneyShield free?

MoneyShield is free to download. Price to start: Free plan forever, optional Plus with a 7-day trial.

Where did these comparison facts come from?

From each app's App Store listing in November 2026. Features and prices change, so check the listing before you decide.

Updated November 12, 2026.

Rocket Money alternative (no bank login)Want to catch forgotten subscriptions without handing over your bank login? Compare Rocket Money and MoneyShield honestly, and see which one fits you.
Black Friday real discount calculatorCheck the real Black Friday discount: compare the sale price with the lowest price you have seen, and see what an intro subscription deal costs after month one.
Free Trial End Date Calculator: When to Cancel Before You Are ChargedEnter the day your free trial started and how long it lasts. See the date it ends, the last safe day to cancel, and download a calendar reminder. Free, no sign-up, nothing stored.