EXTRA TIME HAS A TOMORROW
Borrow 25 minutes.
See what is left.
Before taking extra screen time, make the tradeoff visible. Try your own limits in this simple two-day model.
An illustrative calculator, not connected to Screen Time or your Time Debt plan. Existing debt, schedule details and unused-time returns are not modelled.
Preview one borrowing decision
MAKE THE RESULT USEFUL
The floor and cap do different jobs.
The floor preserves a minimum for tomorrow. The cap limits how much can be borrowed today. This example allows the smallest of your request, the cap and the minutes above tomorrow’s floor.
With 60 minutes tomorrow, a 20-minute floor and a 30-minute cap, requesting 25 leaves 35. Requesting 50 still only allows 30 in this model, leaving 30.
The preview assumes all granted minutes are used, and one repayment day with no earlier debt. In the actual app, check your active plan before borrowing; unused minutes can return.
FOR EDITORS · VERIFIED
Time Debt is available on the U.S. App Store
Honest Little Apps publishes Time Debt. The studio checked these details against the U.S. App Store listing for Time Debt: Screen Time. The iPhone and iPad download is free and offers in-app purchases.
- What the free plan includes
- One plan that can block selected apps, borrow minutes from tomorrow, repay them automatically, show seven days of history and allow emergency access.
- What Pro adds
- Paid subscriptions add options such as multiple plans, custom schedules, multi-day repayment and longer reporting. Apple shows the applicable offer before purchase.
Reproduce the 15-minute example
In the borrowing calculator, set tomorrow’s allowance to 60, its floor to 20, today’s cap to 30 and the request to 15. Select “Show the tradeoff.” The result grants 15 extra minutes today and leaves 45 tomorrow. If today also started at 60 minutes, its total becomes 75. This example uses all 15 borrowed minutes, one repayment day and no earlier debt.
THE NEXT STEP
Make the tradeoff part of your actual app limits.
Time Debt lets you borrow time today and repay it from tomorrow, with a minimum floor and borrowing cap. Its free plan includes blocking, borrowing, repayment and seven-day history.
Get Time Debt on the App Store ↗One plan is free. Pro adds multiple plans, schedules, longer history and other extras. This browser preview cannot block apps or change your limits. Check the current listing for full terms.
Publisher disclosure: Honest Little Apps publishes Time Debt and this companion resource. This is not an independent review. App details checked November 4, 2026.
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